Nick Depner, CFP®, CRPC™ is a Financial Advisor with Water Tower Financial and is registered as an Investment Advisor Representative with Voya Financial Advisors. He holds FINRA Series 7 and 66 securities registrations, along with Oregon and Arizona Life, Health, and Disability Insurance licenses.
Nick earned his Bachelor of Science in Finance from Portland State University and is a CERTIFIED FINANCIAL PLANNER® practitioner as holds the Chartered Retirement Planning Counselor™ designation. For the past decade, Nick has been working with Oregon PERS Members to help understand their benefits and help plan for their retirement, while monitoring administrative and legislative changes.
Nick focuses on holistic, relationship-driven financial planning. He works closely with pre-retirees and retirees to help them build, protect, and transition their wealth into sustainable retirement income. His holistic approach integrates investment management, retirement income strategies, Social Security optimization, employee benefits guidance, college savings planning, and estate and income planning considerations.
In addition to serving individuals and PERS members, Nick works with business owners to design and implement retirement plans, executive compensation strategies, and tax-efficient wealth accumulation plans. He understands the unique challenges entrepreneurs face — balancing business growth with personal financial security — and provides guidance on succession planning, risk management, and maximizing the value of their business as a long-term asset.
Outside of the office, Nick enjoys spending time with his wife, Claudia, and their two sons, Hudson and Emmett. In his free time, you’ll find him golfing, camping, boating, or enjoying time with family and friends